How Drug Testing Can Help Lower Company Insurance Rates

company insuranceOne of the primary ways a business is able to save worker’s compensation premium dollars is by establishing a drug-free workplace policy. Employers who commit to providing a safe workplace are in a place to be rewarded with essentially lower insurance rates than those don’t access a drug-free workplace. Specifically, by administering pre-work, random, post accident and return-to-work testing can lead to discounts on your workers compensation insurance rating. Those who recognize the value of a drug-free workplace are rewarded through being provided discounts on their company insurance rates.

The Department of Health and Human Services estimated that last year, 65% of illicit drug users aged 18 or older were employed either full or part time. This data also states that impaired employees are 3.6 times more likely to be involved in a workplace accident. Furthermore, these employees are 5 times more likely to make a worker’s compensation claim.

These savings from incorporating drug testing into your workplace policies can be substantial. Especially when you factor in the injury reduction, a reduction in absenteeism and the potential for more businesses to encourage their employees to be drug-free. With these savings and other benefits, drug-free policies make perfect sense.

For more information about creating drug-free workplace policies or scheduling drug tests, contact ARCpoint Labs of Worcester today.


  1. March 19, 2013 at 8:20 pm

    This is a great article. It is very true too!

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